The 3 in 1  Insurance policy is a clear Stand-out of WINAICO’s Solar Panels in the Australian Market. The complimentary policy is a testament to our motto “Power to Perform” and WINAICO is one of the only a handful of manufacturer to provide Insurance complimentary with any solar purchase.

lightning in the dark

If you are an installer looking to register insurance, please click the link in the partners page by clicking here.

Insurance for Customers is managed by Willis Holdings for the customer. The policy comes with 2 years complimentary cover and an additional 3 years (total of 5) if purchased at the installation date.

The insurance will cover the solar panels, meters, DC and AC cables, substation, instrumentation and control components. This policy is not warranty related and can cover your system beyond standard Solar Panel practice.

The 3 sections of protection for this insurance policy is outlined here:

1. All-Risk Insurance

This section outlines and unforeseen physical damage/description of all assets. Items covered include:

  • Fire, Lightning, Explosions, Heat Damage, Glimmering, Scorching or Glowing or Implosion
  • Natural events (i.e. Storm, Hail, Snow Load, Frost, Tsunami)
  • Electric Short circuit, Voltage Surge, Induction
  • Water, Damp Components, flooding
  • Robbery, Burglary, Sabotage, Vandalism
  • Operator Control Error, Accidental Error, Negligence
  • Material, Design and execution faults
  • Force Majeure
  • Animal Bite

 2. Interruption of Service Insurance

Any loss of income from Feed-in Tariff will be reimbursed if technical operation of the photovoltaic plant is interrupted or impaired by damage or loss.

This section of the policy is extremely valuable for commercial systems, which will provide a form of income from solar for the customer until the system is operational again (up to 12 months).



3. Insurance Against Reduced Yield

This covers the performance of the system beyond those stimulated in the 25 year performance warranty. If the annual yield of the insured plant falls short of the forecast by more than 10%, the shortfall is reimbursed by the insurer.

Causes of reduced yield include:

  • Global Irradiation less than forecast (expert assessment)
  • Defects in the plant (material faults)
  • Unusual wear and tear or soiling of the plant and components
  • Internal malfunction of modules or components (inverter)
  • Grid disconnects by power utility.

Product Descriptions

A technical summary of our current range of products available

Clamping Zones

Short outline of the best places to clamp

Mounting Guide

Do’s and Don’t for installing a system

Wiring Guide

The correct way to wire up the panels into an array


Notice for risks for installing any solar panels. Please Read


How our warranty will protect you

Transport & Storage

Outlines our recommendations for getting the panels to site

Unpacking & Handling

Unboxing and working with your panels

Cleaning & Maintenance

All installed? This is what we recommend to get the most out of the panels